• Tri-Merge or Bi-Merge (Experian, Equifax, TransUnion)
• Access to any combination of Bureaus
  All three Classic Fico Scores-Trended Data
• New Scores coming FICO 10T Vantage 4.0
• Soft PreQual, Soft PreApproval, Hard Pull
• Delivered within seconds from anywhere around the world
  Custom format design
  Interfaces with Loan Origination Systems
• Fraud alerts
• Decoding-of Creditors
  Dedupe-duplicates automatically deleted
• Summary-of Accounts and Balances

• Permanent Unmerge Feature for Reissue to the GSE’s
• Unmerged Report to view and print only
  Letter of Explanation-for Borrower
• Consumer Copy of Credit Report for Borrower may be printed in  (English, Spanish, and Chinese)
• Credit card payment option: For items that may be paid by the Borrower. Does not apply to Re-Scores or Soft Pre-Quals